Risk Disclosure

1. No Investment Advice

The information, plan details and projections displayed on IndianPay are provided for operational and illustrative purposes only. They do not constitute investment, trading or financial advice. You are solely responsible for evaluating whether IndianPay is suitable for your own financial situation, goals and risk tolerance.

2. Crypto & Stablecoin Risks

Although IndianPay focuses on USDT (a stablecoin), there are still risks:

• Market risk: The value of USDT in your local currency can change over time.
• Issuer risk: Stablecoins are issued by third parties. Any issues with the issuer, underlying reserves or regulations may impact the value or usability of USDT.
• Exchange / liquidity risk: Accessing or converting USDT to other assets may depend on third-party exchanges and market liquidity.

3. Platform & Technical Risks

Using an online platform always involves technical risks, such as:

• System outages or bugs: Technical issues may temporarily affect access to your account, balance display or transactions.
• Network congestion: Blockchain congestion or network delays can slow down deposits and withdrawals.
• Cybersecurity threats: Although security measures are in place, there is always a risk of hacking, phishing, malware or other attacks targeting users or infrastructure.

You can reduce some of these risks by keeping your devices secure, updating your browser and avoiding sharing your login details with anyone.

4. Plan & Earnings Risks

IndianPay offers mining-style plans with specified durations and projected daily income in USDT. You should understand that:

• Displayed daily or total income values are based on plan rules and assumptions, and they are not guaranteed returns.
• Plans may be updated, replaced or discontinued for new purchases based on risk, regulations or internal policy changes.
• Your earnings may be affected if we are required to modify plan mechanics or timings due to legal, technical or risk-related reasons.

5. Referral Program Risks

IndianPay may provide multi-level referral rewards. While this can increase your earnings, it also carries some risks:

• Referral percentages or structures may change in the future for new activity.
• Your referral earnings depend on the activity of people you invite; this is not guaranteed or fixed.
• Abuse of referral programs (fake accounts, spam, fraud) can lead to loss of referral rewards and account suspension.

6. Regulatory & Jurisdiction Risks

Crypto regulations differ across countries and may change quickly. This can impact:

• Your ability to legally use IndianPay in your region.
• How we are allowed to operate, display information or process transactions.
• The need for additional checks (for example, KYC) or limitations on certain users or locations.

It is your responsibility to ensure that using IndianPay is permitted under the laws and regulations of your country or region.

7. Personal Responsibility

By creating an account and using IndianPay, you agree that:

• You understand the main risks listed in this Risk Disclosure and in our Terms & Conditions.
• You are using the Platform voluntarily and at your own risk.
• You will not hold IndianPay responsible for losses that result from market movements, your own decisions, or unsupported devices and networks.

8. When in Doubt, Do Not Deposit

If you are unsure about any of the risks, legal requirements or how USDT-based mining plans work, you should:

• Avoid depositing funds until you fully understand the product.
• Consider seeking independent financial, legal or tax advice.
• Deposit smaller amounts first while you learn how the Platform behaves.

9. Contact & Clarifications

If you have questions about this Risk Disclosure or need clarification about how any feature works, you can reach our support team using the official channels available in your IndianPay account or on our website.